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Jeevan Sanskar Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Access quick financial support with the Emergency Loan from Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest, enjoy flexible repayment options, and get transparent, member-friendly loan approval for urgent needs.
The Emergency Loan offered by Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed to provide immediate financial assistance to members facing urgent or unforeseen situations. Whether it’s a medical expense, family emergency, or other unexpected need, this loan ensures fast and reliable access to funds when you need them most.
Members can apply for an Emergency Loan of up to ₹20,000 with a repayment tenure ranging from 10 to 50 months. The interest rate is a reasonable 1.25% per month on the principal amount, ensuring affordability for every member. Payments are due by the 15th of each month, with a penal interest of 1.75% per month applicable if payments are delayed beyond the 16th.
To maintain trust and accountability, a witness or guarantor is mandatory during the loan application process. All loans are verified and approved by the authorised officers — Mr. Mayank Kr. Tiwari and Mr. Vijay Kr. Tiwari — ensuring a transparent and ethical system.
Repayments are made through monthly instalments (EMIs) at the society office or authorised channels, with proper receipts and records maintained. Late payments may attract penalties and affect eligibility for future loans.
This loan is ideal for members seeking immediate monetary support with minimal documentation, quick approval, and complete transparency. With Jeevan Sanskar Co-operative’s Emergency Loan, members gain peace of mind knowing that financial help is just a step away during unexpected challenges.
Personal Loan – Flexible Financial Support for Members
Become a member of Jeevan Sanskaar Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Jeevan Sanskar Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Jeevan Sanskar Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Jeevan Sanskar Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Jeevan Sanskar Society operates from its head office in Ghaziabad, Uttar Pradesh, and mainly serves members from this and nearby regions.
Yes, Jeevan Sanskar Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Emergency Loan offered by Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is specifically designed to support members during unforeseen financial challenges. Whether it’s a medical emergency, unexpected expense, or urgent need, this loan provides immediate relief with minimal documentation and a simple approval process.
Members can avail an Emergency Loan of up to ₹20,000 with a flexible repayment period ranging from 10 to 50 months. The loan carries an affordable interest rate of 1.25% per month (on principal). Payments must be made before the 15th of each month, and if delayed beyond the 16th, a penal interest of 1.75% per month is applied.
To ensure accountability and trust, a witness (guarantor) is mandatory for every loan application. The loan approval process is handled by Mr. Mayank Kr. Tiwari and Mr. Vijay Kr. Tiwari, who verify the member’s eligibility, documentation, and repayment capacity before granting the loan.
Repayment is made on a monthly installment (EMI) basis, either directly at the society office or through approved payment channels. Members receive proper receipts for every payment, maintaining a transparent financial record. Late payments may result in penalties or temporary ineligibility for future loans.
This loan is perfect for members seeking quick financial support without the burden of lengthy formalities or high interest rates. With the Emergency Loan, Jeevan Sanskar Co-operative Society ensures that every member can confidently manage emergencies with financial stability and peace of mind.
The Emergency Loan plan is ideal for members who need instant access to funds during urgent situations. It is built around the principles of trust, transparency, and member welfare, ensuring that help is available exactly when it’s needed the most.
By choosing this plan, members enjoy a straightforward borrowing experience with affordable interest, quick approval, and flexible repayment options. The loan process has been designed to minimize stress and maximize support.
Key reasons to choose the Emergency Loan:
Opting for the Emergency Loan from Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. means choosing a dependable financial partner that values your needs. Experience fast approval, fair interest, and hassle-free repayment — ensuring peace of mind during any emergency.
Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. empowers members with secure savings, low-interest loans, and transparent financial management. Joi...
Experience guaranteed growth with Jeevan Sanskar Co-operative’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailored ...
Membership Plan-1 of Jeevan Sanskar Co-operative offers new members a structured start with a total contribution of ₹1500. Includes Membership Fees ₹100, Sh...
Discover trusted and secure deposit options with Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd.. Our Fixed Deposit and Recurring Deposit plans hel...
Jeevan Sanskar Co-operative offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive int...
Jeevan Sanskar Co-operative offers Personal Loans with flexible tenure, low-interest rate, and easy monthly instalments. Quick approval, verified process, and t...
The Standard Membership Plan (Membership Plan-2) at Jeevan Sanskar Co-operative offers a total contribution of ₹1700, providing balanced savings, access to sm...
At Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose ...
The Silver Membership Plan of Jeevan Sanskar Co-operative offers a total contribution of ₹2200, providing structured savings, higher loan eligibility, and ben...
The Gold Membership Plan offers a total contribution of ₹3200, providing members with long-term savings, enhanced loan eligibility, and participation in socie...
The Platinum Membership Plan of Jeevan Sanskar Co-operative Society offers a total contribution of ₹3200. Ideal for members with strong saving capacity, it pr...
The Junior Membership Plan of Jeevan Sanskar Co-operative lets children start saving early with a total contribution of ₹1200, promoting financial habits and ...
Enjoy trusted savings plans FD, RD and affordable loans