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Jeevan Sanskar Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Jeevan Sanskar Co-operative offers Personal Loans with flexible tenure, low-interest rate, and easy monthly instalments. Quick approval, verified process, and transparent terms help members meet personal, educational, or household financial needs efficiently.
The Personal Loan offered by Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed to provide flexible financial assistance to members for personal, educational, business, or household needs. This loan ensures fast and reliable access to funds with member-friendly terms tailored to support your financial goals.
Members can apply for a Personal Loan of up to ₹1,00,000 with a repayment tenure ranging from 10 to 50 months. The interest rate is a reasonable 1.25% per month on the principal amount, ensuring affordability for every member. Payments are due by the 15th of each month, with a penal interest of 1.75% per month applicable if payments are delayed beyond the 16th.
To maintain trust and accountability, a witness or guarantor is mandatory during the loan application process. All loans are verified and approved by the authorised officers — Mr. Mayank Kr. Tiwari and Mr. Vijay Kr. Tiwari — ensuring a transparent and ethical system.
Repayments are made through monthly instalments (EMIs) at the society office or authorised channels, with proper receipts and records maintained. Late payments may attract penalties and affect eligibility for future loans.
This loan is ideal for members seeking financial support for personal needs with minimal documentation, quick approval, and complete transparency. With Jeevan Sanskar Co-operative’s Personal Loan, members can achieve their goals while enjoying peace of mind knowing reliable financial assistance is available.
Emergency Loan – Quick Financial Support for Members
Become a member of Jeevan Sanskaar Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Jeevan Sanskar Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Jeevan Sanskar Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Jeevan Sanskar Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Jeevan Sanskar Society operates from its head office in Ghaziabad, Uttar Pradesh, and mainly serves members from this and nearby regions.
Yes, Jeevan Sanskar Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Personal Loan at Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed for members who require financial assistance for personal, educational, business, or household purposes. This loan offers a reliable and transparent way to meet your monetary needs without undue stress.
Members can apply for a Personal Loan of up to ₹1,00,000 with a repayment tenure ranging from 10 to 50 months. The interest rate is a reasonable 1.25% per month on the principal amount. Payments are due by the 15th of each month, with a penal interest of 1.75% per month applicable if payment is made after the 16th.
A witness or guarantor is mandatory to maintain accountability during the loan application process. All loans are verified and approved by authorised officers — Mr Mayank Kr. Tiwari and Mr Vijay Kr. Tiwari — ensuring a fair and transparent process.
Repayments are made through monthly instalments (EMIs) at the society office or authorised channels, with proper receipts and records maintained. Late payments may attract penalties and may temporarily affect eligibility for future loans.
This loan is ideal for members seeking financial support for personal goals with quick approval, minimal documentation, and complete transparency. With Jeevan Sanskar Co-operative’s Personal Loan, members can manage their finances effectively and achieve their objectives with confidence.
Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. empowers members with secure savings, low-interest loans, and transparent financial management. Joi...
Experience guaranteed growth with Jeevan Sanskar Co-operative’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailored ...
Access quick financial support with the Emergency Loan from Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest,...
Membership Plan-1 of Jeevan Sanskar Co-operative offers new members a structured start with a total contribution of ₹1500. Includes Membership Fees ₹100, Sh...
Discover trusted and secure deposit options with Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd.. Our Fixed Deposit and Recurring Deposit plans hel...
Jeevan Sanskar Co-operative offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive int...
The Standard Membership Plan (Membership Plan-2) at Jeevan Sanskar Co-operative offers a total contribution of ₹1700, providing balanced savings, access to sm...
At Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose ...
The Silver Membership Plan of Jeevan Sanskar Co-operative offers a total contribution of ₹2200, providing structured savings, higher loan eligibility, and ben...
The Gold Membership Plan offers a total contribution of ₹3200, providing members with long-term savings, enhanced loan eligibility, and participation in socie...
The Platinum Membership Plan of Jeevan Sanskar Co-operative Society offers a total contribution of ₹3200. Ideal for members with strong saving capacity, it pr...
The Junior Membership Plan of Jeevan Sanskar Co-operative lets children start saving early with a total contribution of ₹1200, promoting financial habits and ...
Enjoy trusted savings plans FD, RD and affordable loans