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Jeevan Sanskar Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,

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  • jeevansanskarsociety@gmail.com

Mon to Sat: 9:00am - 6:00pm

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57A, Sangam Vihar, Ghaziabad

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+91 8810 28 3205
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Terms and Conditions – Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd.

Terms and Conditions

Membership Guidelines

Understand the Terms and Conditions of Jeevan Sanskar Co-operative Society. Learn about membership eligibility, deposit and loan policies, account responsibilities, privacy, and governance to ensure safe, transparent, and secure financial services.

Terms and Conditions – Jeevan Sanskar Co-operative Society

  • Acceptance of Terms: By using the services of Jeevan Sanskar Co-operative (U) Thrift and Credit Society Ltd., you agree to comply with all applicable terms and conditions outlined by the society.
  • Membership Eligibility: Membership is open to individuals who meet the eligibility criteria set forth by the society, including age, residency, and other requirements as defined in the society’s bylaws.
  • Account Responsibility: Members are responsible for maintaining the confidentiality of their account credentials, PINs, passwords, and all activities under their membership account.
  • Usage of Services: All society services, including deposits, loans, and online account access, must be used responsibly and in accordance with laws, cooperative guidelines, and society policies. Misuse may lead to suspension or termination of services.
  • Deposits and Loans: Terms related to deposits, recurring deposits, fixed deposits, loans, interest rates, repayment schedules, and other financial services are governed as per society policies and regulations.
  • Privacy and Security: All personal and financial information of members is protected under the Jeevan Sanskar Co-operative Society Privacy Policy, ensuring confidentiality and secure handling of data.
  • Amendments: The society reserves the right to update, modify, or revise these terms and conditions at any time. Changes become effective immediately upon publication on the society’s official website or notification to members.
  • Limitation of Liability: The society is not liable for any indirect, incidental, or consequential losses arising from the use of its services. Members use the society’s services at their own discretion and risk.
  • Governing Law: These terms and conditions are governed by the laws of India. Any disputes arising from the use of the society’s services will be subject to the jurisdiction of the competent courts in Ghaziabad, Uttar Pradesh.

Welcome to Jeevan Sanskar Co-operative Society

  • By using our services, you agree to comply with the Terms and Conditions of Jeevan Sanskar Co-operative (U) Thrift and Credit Society Ltd.
  • These terms define your rights, responsibilities, and rules for safe, transparent, and cooperative engagement with our society.

Membership Eligibility

  • Open to individuals who meet the eligibility criteria set by the society.
  • Members must provide accurate personal details and maintain updated contact information.
  • Access to financial services such as deposits, loans, and membership benefits requires compliance with society rules.

Account Responsibility

  • Members are responsible for safeguarding their account credentials and membership details.
  • All transactions made through your account are considered your responsibility.
  • Notify the society immediately in case of unauthorised access or suspicious activity.

Use of Services

  • All services must be used responsibly and in compliance with Indian laws and society policies.
  • Misuse, fraudulent activity, or violation of these terms may result in suspension or termination of services.

Deposits, Loans, and Financial Services

  • All deposit schemes (FD, RD, Savings) and loan facilities follow the rules defined by the society regarding interest, repayment, and withdrawals.
  • Members must adhere to policies to ensure fairness, transparency, and smooth operation of society activities.
  • All financial transactions are conducted with accountability to safeguard member interests.

Privacy and Data Security

  • Member privacy is a top priority; all personal and financial data is securely stored and handled.
  • Information is used exclusively for society-related operations and member services.
  • Sharing sensitive information outside society is prohibited unless legally mandated.

Amendments to Terms

  • The society reserves the right to update or modify Terms and Conditions at any time.
  • Changes take effect immediately upon publication on the society website.
  • Members are encouraged to review the terms regularly to stay informed.

Limitation of Liability

  • The society is not liable for any indirect, incidental, or consequential losses arising from the use of its services.
  • While operations aim for accuracy and security, financial services carry inherent risks that members acknowledge.

Governing Law and Jurisdiction

  • These terms are governed by Indian law.
  • All disputes are subject to the jurisdiction of competent courts in Ghaziabad, Uttar Pradesh.

Contact Information

  • For queries regarding membership, deposits, loans, or these terms, contact Jeevan Sanskar Co-operative (U) Thrift and Credit Society Ltd. via official email (jeevansanskarsociety@gmail.com) or phone (+91 8810 28 3205).
  • We ensure a secure, transparent, and reliable experience for all members of the society.