J E E V A N

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Jeevan Sanskar Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,

Information

Become A Member
  • jeevansanskarsociety@gmail.com

Mon to Sat: 9:00am - 6:00pm

Our Office

57A, Sangam Vihar, Ghaziabad

Get in Touch

+91 8810 28 3205
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Fixed Deposit

Guaranteed Returns and Safe Investment Options for Every Member

Experience guaranteed growth with Jeevan Sanskar Co-operative’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailored to your financial goals. A safe and reliable way to grow your savings with the trust of a leading co-operative society.

Fixed Deposit – Secure Returns with Guaranteed Growth

The Fixed Deposit Scheme of Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed for members seeking a safe and assured investment option that delivers consistent returns. With guaranteed interest and flexible tenure options, our FD plans are perfect for individuals who value financial stability and steady growth.

Members can choose their preferred deposit amount and duration, ranging from short-term to long-term plans, all backed by reliable and transparent management. Once deposited, your funds earn a fixed interest rate throughout the chosen period, ensuring predictable returns at maturity.

The Fixed Deposit is ideal for those looking to grow their savings securely without exposure to market risks. It not only safeguards your hard-earned money but also helps in building financial discipline and long-term wealth creation.

Members also have the flexibility to renew or reinvest their deposits after maturity, enabling continuous growth of their financial assets. Additionally, in case of emergencies, deposits can be used to avail loan facilities against your FD amount at competitive interest rates.

Choose the Fixed Deposit Scheme from Jeevan Sanskar Co-operative Society and experience guaranteed returns, total transparency, and absolute peace of mind. Let your savings work for you and secure your financial future with confidence.

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Get In Touch

Get Started with Fixed Deposit

Financial Guidance

Helping you make smart choices

Recurring Deposit

Recurring Deposit – Build Your Savings with Jeevan Sanskar Co-operative

Advantages of Our Recurring Deposit Plans

  • Safe & Systematic Savings – Build wealth gradually with our Recurring Deposit plans at Jeevan Sanskar Co-operative.
  • Flexible Monthly Deposits – Contribute according to your income and financial planning.
  • Fixed Tenure Options – Choose a deposit period from 1 to 3 years for optimal returns.
  • Member-Oriented Plans – Designed to encourage financial discipline and consistent savings habits.
  • Assured Returns – Earn guaranteed interest at maturity with yearly compounding.
  • Premature Withdrawal Facility – Withdraw funds early if urgent financial needs arise.
  • Steady Wealth Growth – Achieve long-term financial goals through disciplined recurring deposits.
  • Trusted & Transparent – Enjoy secure deposits backed by a cooperative society with ethical practices.

Empower Your Finances

Become a member of Jeevan Sanskaar Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Frequently Asked Questions

Find quick answers to common queries.

Jeevan Sanskar Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.

Jeevan Sanskar Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.

The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.

To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.

Yes, Jeevan Sanskar Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.

Jeevan Sanskar Society operates from its head office in Ghaziabad, Uttar Pradesh, and mainly serves members from this and nearby regions.

Yes, Jeevan Sanskar Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.

Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.

Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.

Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.

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Fixed Deposit – Secure, High-Interest Savings

The Fixed Deposit (FD) at Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed for members seeking safe and guaranteed returns with disciplined, long-term savings. Deposit a lump sum for a fixed tenure and earn attractive interest rates with yearly compounding.

Members can choose from various tenure options:

  • 1 year: 10% p.a. interest, yearly compounding, amount doubles in 74 months.
  • 2 years: 11% p.a. interest, yearly compounding.
  • 3 years or more: 12% p.a. interest, yearly compounding.
This structured approach ensures steady growth of savings while providing the security of a cooperative-managed scheme.


The FD scheme is ideal for members planning for future financial goals such as education, marriage, retirement, or any long-term requirement. With guaranteed returns, members can enjoy financial stability and peace of mind.

Why Choose Fixed Deposit?

  • Safe Investment: Your principal is secure under cooperative regulations.
  • Attractive Interest Rates: Earn 10%–12% per annum depending on tenure.
  • Fixed Tenure Options: Choose a period that aligns with your financial goals.
  • Guaranteed Returns: Interest is compounded yearly with assured payout at maturity.
  • Financial Planning: Helps in achieving long-term objectives with disciplined savings.
  • Trusted Cooperative: Backed by Jeevan Sanskar Co-operative’s transparent and ethical management.
Smart Savings & Loans

Options to support your goals

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Membership Plans

Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. empowers members with secure savings, low-interest loans, and transparent financial management. Joi...

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Emergency Loan

Access quick financial support with the Emergency Loan from Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest,...

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Membership Plan-1

Membership Plan-1 of Jeevan Sanskar Co-operative offers new members a structured start with a total contribution of ₹1500. Includes Membership Fees ₹100, Sh...

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Deposits

Discover trusted and secure deposit options with Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd.. Our Fixed Deposit and Recurring Deposit plans hel...

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Recurring Deposit

Jeevan Sanskar Co-operative offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive int...

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Personal Loan

Jeevan Sanskar Co-operative offers Personal Loans with flexible tenure, low-interest rate, and easy monthly instalments. Quick approval, verified process, and t...

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Membership Plan - 2

The Standard Membership Plan (Membership Plan-2) at Jeevan Sanskar Co-operative offers a total contribution of ₹1700, providing balanced savings, access to sm...

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Loans

At Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose ...

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Membership Plan - 3

The Silver Membership Plan of Jeevan Sanskar Co-operative offers a total contribution of ₹2200, providing structured savings, higher loan eligibility, and ben...

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Membership Plan - 4

The Gold Membership Plan offers a total contribution of ₹3200, providing members with long-term savings, enhanced loan eligibility, and participation in socie...

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Membership Plan-5

The Platinum Membership Plan of Jeevan Sanskar Co-operative Society offers a total contribution of ₹3200. Ideal for members with strong saving capacity, it pr...

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Junior Membership

The Junior Membership Plan of Jeevan Sanskar Co-operative lets children start saving early with a total contribution of ₹1200, promoting financial habits and ...