J E E V A N

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Jeevan Sanskar Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,

Information

Become A Member
  • jeevansanskarsociety@gmail.com

Mon to Sat: 9:00am - 6:00pm

Our Office

57A, Sangam Vihar, Ghaziabad

Get in Touch

+91 8810 28 3205
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Recurring Deposit

Secure Monthly Deposits with Guaranteed Growth and Flexible Options

Jeevan Sanskar Co-operative offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive interest rates, and a secure way to build your financial future with trust and discipline.

Recurring Deposit – Build Savings Step by Step with Discipline

The Recurring Deposit (RD) Scheme of Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed for individuals who wish to build their savings gradually through regular monthly deposits. This plan encourages financial discipline and helps members achieve their short-term and long-term goals with steady returns.

Under this scheme, members can choose a comfortable monthly deposit amount and a flexible tenure that suits their financial capability. Each deposit earns attractive interest, and at maturity, the total amount with accumulated interest is paid to the member — ensuring a secure and rewarding saving experience.

The Recurring Deposit is an excellent choice for those who want to develop a consistent saving habit without financial pressure. It provides stable growth and helps in meeting future financial needs such as education, home renovation, or emergencies.

Members also enjoy the benefit of loan facilities against their accumulated deposit balance, ensuring liquidity in times of urgent financial requirements. Transparent policies, reliable management, and guaranteed returns make this plan a trusted saving solution for every member.

Start your journey towards financial security and independence with the Recurring Deposit Scheme at Jeevan Sanskar Co-operative Society — where every monthly contribution takes you one step closer to your future goals.

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Get In Touch

Get Started with Recurring Deposit

Financial Guidance

Helping you make smart choices

Fixed Deposit

Secure Your Future with Jeevan Sanskar Co-operative Fixed Deposit Plans

Advantages of Our Fixed Deposit Plans

  • Safe & Secure Investment – Protect your savings with our reliable Fixed Deposit (FD) schemes at Jeevan Sanskar Co-operative.
  • High Interest Rates – Enjoy attractive returns of 10%–12% per annum depending on your chosen tenure.
  • Flexible Tenure – Select a deposit period of 1 year, 2 years, or 3+ years to suit your financial planning.
  • Member-Oriented Benefits – Designed to encourage disciplined savings and long-term financial growth for members.
  • Guaranteed Returns – Receive assured interest at maturity, with no exposure to market fluctuations.
  • Premature Withdrawal Facility – Access your funds early in case of urgent financial needs.
  • Wealth Growth – Double your investment in 74 months and steadily build your financial future.
  • Long-Term Stability – Enjoy secure and stable returns, ensuring peace of mind for your savings at Jeevan Sanskar Co-operative.

Empower Your Finances

Become a member of Jeevan Sanskaar Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Frequently Asked Questions

Find quick answers to common queries.

Jeevan Sanskar Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.

Jeevan Sanskar Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.

The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.

To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.

Yes, Jeevan Sanskar Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.

Jeevan Sanskar Society operates from its head office in Ghaziabad, Uttar Pradesh, and mainly serves members from this and nearby regions.

Yes, Jeevan Sanskar Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.

Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.

Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.

Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.

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Recurring Deposit – Build Wealth with Regular Savings

The Recurring Deposit (RD) scheme at Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. allows members to save a fixed amount every month and accumulate substantial funds over time. This plan is perfect for individuals with a regular income who want to cultivate consistent saving habits and achieve future financial goals.

With a Recurring Deposit, members contribute a predetermined amount monthly for a fixed tenure, earning competitive interest rates ranging from 10% to 12% per annum depending on the period (1–3+ years) with yearly compounding. This ensures both financial discipline and steady growth of savings.

Benefits of the RD scheme include flexible monthly contributions, guaranteed maturity returns, and the ability to plan for future needs such as education, family expenses, or personal investments. Members also enjoy the reliability and security of a cooperative society committed to their financial well-being.

Why Choose a Recurring Deposit?

  • Consistent Savings: Save a fixed amount each month to steadily grow your funds.
  • Assured Returns: Earn interest on accumulated deposits with yearly compounding.
  • Flexible Amounts: Decide a monthly instalment that fits your budget and financial plan.
  • Goal-Oriented: Perfect for achieving short-term and medium-term financial goals.
  • Secure & Trusted: Managed by Jeevan Sanskar Co-operative, ensuring transparency and reliability.
Smart Savings & Loans

Options to support your goals

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Membership Plans

Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. empowers members with secure savings, low-interest loans, and transparent financial management. Joi...

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Fixed Deposit

Experience guaranteed growth with Jeevan Sanskar Co-operative’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailored ...

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Emergency Loan

Access quick financial support with the Emergency Loan from Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest,...

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Membership Plan-1

Membership Plan-1 of Jeevan Sanskar Co-operative offers new members a structured start with a total contribution of ₹1500. Includes Membership Fees ₹100, Sh...

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Deposits

Discover trusted and secure deposit options with Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd.. Our Fixed Deposit and Recurring Deposit plans hel...

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Personal Loan

Jeevan Sanskar Co-operative offers Personal Loans with flexible tenure, low-interest rate, and easy monthly instalments. Quick approval, verified process, and t...

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Membership Plan - 2

The Standard Membership Plan (Membership Plan-2) at Jeevan Sanskar Co-operative offers a total contribution of ₹1700, providing balanced savings, access to sm...

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Loans

At Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose ...

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Membership Plan - 3

The Silver Membership Plan of Jeevan Sanskar Co-operative offers a total contribution of ₹2200, providing structured savings, higher loan eligibility, and ben...

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Membership Plan - 4

The Gold Membership Plan offers a total contribution of ₹3200, providing members with long-term savings, enhanced loan eligibility, and participation in socie...

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Membership Plan-5

The Platinum Membership Plan of Jeevan Sanskar Co-operative Society offers a total contribution of ₹3200. Ideal for members with strong saving capacity, it pr...

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Junior Membership

The Junior Membership Plan of Jeevan Sanskar Co-operative lets children start saving early with a total contribution of ₹1200, promoting financial habits and ...