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Jeevan Sanskar Co-operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Jeevan Sanskar Co-operative offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive interest rates, and a secure way to build your financial future with trust and discipline.
The Recurring Deposit (RD) Scheme of Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. is designed for individuals who wish to build their savings gradually through regular monthly deposits. This plan encourages financial discipline and helps members achieve their short-term and long-term goals with steady returns.
Under this scheme, members can choose a comfortable monthly deposit amount and a flexible tenure that suits their financial capability. Each deposit earns attractive interest, and at maturity, the total amount with accumulated interest is paid to the member — ensuring a secure and rewarding saving experience.
The Recurring Deposit is an excellent choice for those who want to develop a consistent saving habit without financial pressure. It provides stable growth and helps in meeting future financial needs such as education, home renovation, or emergencies.
Members also enjoy the benefit of loan facilities against their accumulated deposit balance, ensuring liquidity in times of urgent financial requirements. Transparent policies, reliable management, and guaranteed returns make this plan a trusted saving solution for every member.
Start your journey towards financial security and independence with the Recurring Deposit Scheme at Jeevan Sanskar Co-operative Society — where every monthly contribution takes you one step closer to your future goals.
Secure Your Future with Jeevan Sanskar Co-operative Fixed Deposit Plans
Become a member of Jeevan Sanskaar Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Jeevan Sanskar Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Jeevan Sanskar Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Jeevan Sanskar Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Jeevan Sanskar Society operates from its head office in Ghaziabad, Uttar Pradesh, and mainly serves members from this and nearby regions.
Yes, Jeevan Sanskar Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Recurring Deposit (RD) scheme at Jeevan Sanskar Co-operative (U) Thrift & Credit Society Ltd. allows members to save a fixed amount every month and accumulate substantial funds over time. This plan is perfect for individuals with a regular income who want to cultivate consistent saving habits and achieve future financial goals.
With a Recurring Deposit, members contribute a predetermined amount monthly for a fixed tenure, earning competitive interest rates ranging from 10% to 12% per annum depending on the period (1–3+ years) with yearly compounding. This ensures both financial discipline and steady growth of savings.
Benefits of the RD scheme include flexible monthly contributions, guaranteed maturity returns, and the ability to plan for future needs such as education, family expenses, or personal investments. Members also enjoy the reliability and security of a cooperative society committed to their financial well-being.